Industries
Commercial Real Estate
Franchises & Associations
Transport & Logistics
Retail
InsurTech
Health & Care
Brokers & Agencies
Education & Non-Profit
Financial Institutions
Oil, Gas, and Energy
Private Equity
Services
Resources
Text Link
Text Link
Level 1
What Is Captive Insurance?
Text Link
Text Link
Level 2
What is Fronting Insurance for Captives?
Text Link
Text Link
Level 1
The Feasibility Study: What To Expect
Text Link
Text Link
Level 3
2024 CFO Report: Captive Insurance
Text Link
Text Link
Level 1
Captives: From Renting to Owning Your Own Insurance
Text Link
Text Link
Level 2
How To Choose The Right Type of Captive Structure
Text Link
Text Link
Level 1
Captives Writing Non-Traditional Risks A Growing Trend
Text Link
Text Link
Level 3
Captive & Claims: how to select a third-party administrator (TPA)
Text Link
Text Link
Level 2
Captives & The IRS
Topics
Go To Resource Center
Captives 101
Captive Operations
Top Articles
The Captive Quiz
Captive Structures
Domicile Map
Premium Profit Calculator
Loss Simulator
FAQ & Glossary
Tools
Login
Let's Chat
Join Us
ITC Vegas
Oct 15-18
Webinar
Register
Let Us Know
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Oct 8 • 1pm EST
Webinar
De-Risking the MGA Model
Host: InsurTech NY
Register
Let Us Know
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Stop renting your insurance.
Start a Captive
and own it.
Ready to see the potential?
Take The Quiz
How it works
We plan, form, and manage your captive,
so that you can go
about your business.
All Services
Download Brochure
Download
Please complete the form below to access this document.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
7,000+
Captives worldwide
90%
Fortune 500 companies using captives
Our Process
Nine professional services integrated
into a 5-step captive formation plan.
Assess
Take the Quiz to break down your current insurance circumstances and identify your captive potential.
Assess
Meet
Connect with the XN team to review your Quiz results and discuss your captive options.
Meet
Plan
Submit detailed insurance information to our actuaries to initiate the feasibility study and captive business plan.
Plan
Review
Discuss the results of the feasibility study with the XN team to finalize the details and prepare for filing
Review
Launch
Approve the submission of your captive business plan and wait for state regulator approval!
Launch
Digital Experience
Full access to your captive online for easy review and management
Interactive Tools
Simulators to explore your captive potential and plan for the future
Deep Analytics
Advanced reporting to track results and maintain compliance
Full Integration
All professional services streamlined to keep things running smoothly
Our Platform
Our Platform
Why Choose XN?
The smartest way to go captive.
All Services
On your own
300-400 hour time commitment
Endless costs and fees
9 pro services to manage alone
9-12 months from start to finish
with XN Captive
25 hour time commitment
One clear, flat rate fee
All services managed for you
3 months from start to finish
Take The Quiz
All Services
Our Difference
Captive expertise you can trust.
Clarity
We remove complexity to clarify your risks, options, and potential return.
Intelligence
We deliver the tools and insight to take control of your insurance.
Flexibility
Our world-class experts design and deliver the perfect captive solution.
Our Benefits
Total Control
Cover unique and specific risks, even those not covered by commercial insurance.
Design an insurance plan that rewards your risk management performance. Then, keep the profit and fund growth.
Tailor-Fit Coverage
Cover unique and specific risks, even those not covered by commercial insurance.
Customize coverage to match any risks, and close coverage gaps created by typical policy exclusions.
Better Risk Management
Cover unique and specific risks, even those not covered by commercial insurance.
Aligned incentives drive improvement in risk management strategy when surplus is kept as profit.
Aligned Incentives
Cover unique and specific risks, even those not covered by commercial insurance.
Better risk management is rewarded with more surplus.
Instant Reimbursement
Cover unique and specific risks, even those not covered by commercial insurance.
No more claims hassle.
Asset Protection
Cover unique and specific risks, even those not covered by commercial insurance.
A wholly-owned subsidiary separates your business from your risks
Captive Benefits
The perks of owning your own insurance:
Total Control
Tailor-Fit and Flexible
Design the perfect policies to fit your risks, needs, and goals.
Retain The
Surplus
Pocket The Profit
Flip insurance expense into a flexible asset on the balance sheet.
Faster, Easier Claims
Less Friction
Swift, predictable claims processing removes administrative headaches.
Better Risk Management
Aligned Incentives
Generate buy in for risk mitigation, using profit as the motivation.
Generate Revenue
Funding For The Future
Reinvest surplus in growth, innovation, and new products or services.
Optimized Insurance Spend
Cost Efficiency
Avoid inflated market premiums by placing profitable coverages
into the captive.
Featured Content
Videos
Articles
Reports
Tools
Video
Renting vs Owning
A short video about captives, and how XN Captive can help your business plan, form, and manage them.
Watch the video
More resources
Article
The Beginner's Guide to Captive Insurance
Taking Control of Risk & Reward
Read now
More resources
Report
The State of Captive Insurance in 2024
Reshaping Alternative Risk Transfer in the Mid Market
Get the Ebook
More resources
Tool
Loss Simulator
Discover how basic reinsurance policies can support a captive, interact with each other, and distribute losses across various scenarios.
Try it out
More resources
Already have a Captive?
Book a call
How we can help
Analyze existing ecosystem and make
recommendations
Compliance with IRS and regulatory authorities
Status and compliance assessment
Federal, state, and excise tax and regulatory requirement review.
Review existing contract and make recommendations
Take The Quiz
Schedule time with me
.svg)
.svg)
.svg)
.svg)
.svg)
.svg)