Stop renting your insurance.
Start a Captive and own it. 

Ready to see the potential? 
Take The Quiz
How it works
We plan, form, and manage your captive,
so that you can go
about your business.
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7,000+
Captives worldwide
90%
Fortune 500 companies using captives
Our Process
Nine professional services integrated
into a 5-step captive formation plan.
Assess
Take the Quiz to break down your current insurance circumstances and identify your captive potential.
Assess
Meet
Connect with the XN team to review your Quiz results and discuss your captive options.
Meet
Plan
Submit detailed insurance information to our actuaries to initiate the feasibility study and captive business plan.
Plan
Review
Discuss the results of the feasibility study with the XN team to finalize the details and prepare for filing
Review
Launch
Approve the submission of your captive business plan and wait for state regulator approval!
Launch
Digital Experience
Full access to your captive online for easy review and management
Interactive Tools
Simulators to explore your captive potential and plan for the future
Deep Analytics
Advanced reporting to track results and maintain compliance
Full Integration
All professional services streamlined to keep things running smoothly
Why Choose XN?
The smartest way to go captive.
On your own
300-400 hour time commitment
Endless costs and fees
9 pro services to manage alone
9-12 months from start to finish
with XN Captive
25 hour time commitment
One clear, flat rate fee
All services managed for you
3 months from start to finish
Take The Quiz
Our Difference
Captive expertise you can trust.
Clarity
We remove complexity to clarify your risks, options, and potential return.
Intelligence
We deliver the tools and insight to take control of your insurance.
Flexibility
Our world-class experts design and deliver the perfect captive solution.
Captive Benefits
The perks of owning your own insurance:
Total Control
Retain The
Surplus
Faster, Easier Claims
Better Risk Management
Generate Revenue
Optimized Insurance Spend
Featured Content
Video
Renting vs Owning
A short video about captives, and how XN Captive can help your business plan, form, and manage them.
Watch the video
More resources
Article
The Beginner's Guide to Captive Insurance
Taking Control of Risk & Reward
Read now
More resources
Report
The State of Captive Insurance in 2024
Reshaping Alternative Risk Transfer in the Mid Market
Get the Ebook
More resources
Tool
The Premium Profit Calculator
Use our calculator to find out how much profit your insurer makes off of your insurance premium.
Try it out
More resources
Already have a Captive?
Book a call
How we can help
Analyze existing ecosystem and make
recommendations
Compliance with IRS and regulatory authorities
Status and compliance assessment
Federal, state, and excise tax and regulatory requirement review.
Review existing contract and make recommendations
Take The Quiz