Captives for Brokers & Agencies

Use Cases

Common Coverage

A captive can be used to insure the risks most important to your business, especially those where the cost of your premium is well above your claims.

Program Set Up

Consult with experts to design program strategy, coverages, limits, policy structure, fronting and reinsurance arrangements, actuarial analysis, and regulatory considerations

Property & Casualty

Stabilize premiums for increasingly expensive lines of coverage

Health & Benefits Stop Loss

Control costs for coverages like disability, life, dental/vision, and medical stop loss that face rising premiums despite good loss ratios

Financial Risks

Professional Liability (E&O), Directors and Officers (D&O), Fidelity, Employment Practices (EPL), and other regulatory or reputational risks

Captive Benefits

Owning your own insurance has major perks:

Policy Customization

Tailor policies and product offerings to fit the unique needs of your insureds

Capture Profits

You know your business best. Take advantage of a well performing book to earn underwriting profit along side the carriers.

Innovation Support

Use captive profits to increase stickiness with insureds through innovative risk managment solutions

Plan

AI, data, and our experts combine to provide an upfront, easy-to-understand assessment, followed by a comprehensive proposal.

Form

We manage all legal, tax, and regulatory processes required for formation and onboarding to streamline the experience.

Manage

Our staff handles the entire administrative burden so that your team can focus less on insurance and more on your growing business.

Beyond

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Our Difference

Captive expertise you can trust.

Clarity

We remove complexity to clarify your risks, options, and potential return.

Intelligence

We deliver the tools and insights to take control of your insurance.

Flexibility

Our world-class experts design and deliver the perfect captive solution.